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Insurance Options

  • There are more insurance options listed than are in the chart below.  If none of the ones listed sound like a good fit, there may be a better plan out there for you.

  • Please know that none of the pet insurance providers in our comparison cover:

    • Pre-existing conditions

    • Cremation and burial costs

    • Pregnancy and breeding

    • Unnecessary cosmetic procedures.

  • All of the listed plans DO cover the following items when deemed medically necessary:

    • Emergency care​

    • Surgery and hospitalization

    • Specialized exams and specialty care

    • X-rays, blood tests, ultrasounds, CT scans, MRI scans

    • Rehabilitation

    • Cancer

    • Chronic conditions

    • Euthanasia

    • Hereditary conditions

    • Congenital conditions

    • Non-routine dental treatment

  • The cost of each policy is unique to your pet.  It's calculated based on a vast number of variables, including but not limited to your pet's age, breed, geographic location, health conditions, etc.

  • You should expect annual increases in your premiums from most insurance companies.

  • Waiting periods vary based on both insurance company and condition.  Click here for information on waiting periods for the majority of the companies listed below.


Please note that the following information is from December 2021.  For the most up to date information, reach out for individualized quotes from companies you are interested in


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